Reconik
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Reconciliation intelligence for banks

Every reconciliation break has an operational cause and a financial consequence. Reconik shows you both.

A single, reliable view of every break, its financial impact, and the team responsible for resolving it — built for the finance and operations leaders accountable for the outcome.

33,457

transactions processed in a single 16-second run

₦0.00

variance — every upload file balances to the kobo, by construction

100%

of sessions validated line-by-line against real settlement data

Know what is wrong before it becomes expensive

For CFOs, that means greater confidence in reported numbers, stronger financial controls, and less revenue leakage. For COOs, it means fewer operational blind spots, faster resolution of exceptions, and clear accountability across teams.

Reconik does not just identify mismatches. It turns them into prioritised, owned, and auditable actions.

Built for the people accountable for the outcome

For the CFO

Protect the integrity of your numbers.

  • Quantify unresolved financial exposure
  • Identify revenue leakage and settlement discrepancies
  • Strengthen controls and audit trails
  • Reduce the time and uncertainty involved in closing the books
For the COO

Turn reconciliation problems into operational action.

  • See where failures are occurring across processes and partners
  • Prioritise issues by customer and financial impact
  • Assign clear owners and monitor resolution
  • Identify recurring root causes before they become systemic

One source of truth for Finance and Operations

Finance sees the financial consequence. Operations sees the process failure. Reconik connects the two.

The platform

Three capabilities, one system of record. Each settlement run makes the next decision easier.

01Live

File prep

Upload the day's settlement files — even a bundle of bundles. Reconik parses every session, nets every counterparty, and generates the core-banking upload files that post first time. Signed, batched, balanced to the kobo.

02Coming

Reconciliation

Matches what settled against what was posted, line by line. Every break identified, priced, aged, and owned — continuously, not once a month. Month-end stops being an event.

03Coming

Insights

Every session becomes data the moment it's processed. Exposure by counterparty, dispute and reversal rates, balancing health over time — the questions the CFO asks, answered before they're asked.

Built like the banks it serves

Role-based access

Operators process; admins control. Provisioned accounts only.

Audited actions

Sign-ins, runs, downloads, and deletions — all on the record.

Encrypted

In transit and at rest, end to end.

Data-aware

Configurable retention and NDPR-aware handling of settlement data.

See your settlement day in minutes.

Bring one day of settlement files to the demo. We'll process them live and show you the uploads, the breaks, and the exposure — before the meeting ends.

Request a demo